Think again! Paying for the additional insurance coverage quickly puts the vehicle out of control, prompting you to consider booking a new trip where you won’t need a car subscription.
You’re in luck if you have Cheap Car Insurance on your car and are renting it within the same region!
If you’ve ever looked for a rental car online, found a good deal, and then been asked if you want to pay extra per day for insurance, you know how difficult it can be. Is it, however, necessary to buy additional rental car insurance to cover it? Isn’t it true that you already have insurance on your car? You might be asking yourself right now, “Do I need rental car car rental insurance?”
Although rental car companies often offer absurdly high levels of coverage that make you feel all warm and fuzzy inside and like you’re getting a good deal, you might not need it. Then why would you pay for anything you don’t need (and might already possess)?
If you have a paid-off vehicle, you can only be responsible for liability insurance from your auto insurance company. If you haven’t paid off your car or have a mortgage, however, you’re probably familiar with the coverages (because you have them all)!
Find out what is—and, most importantly, what isn’t—covered by various plans before accepting or declining rental car insurance at the car rental counter. If you are taking a rental car for personal use, the car insurance policy that you have would most likely cover some of the basic protections provided by the rental company. We’ll go through the different types of insurance rental companies provide, as well as what your policy already covers and any holes you may need to fill.
Suppose you have liability, accident, and comprehensive insurance for your car. In that case, you’ll already be covered for much of the coverFage provided by rental companies, at least up to the policy’s maximum. Furthermore, most landlords’ or homeowners’ insurance plans will cover personal belongings stolen from your rental.
Leave a Reply